The banking system creates credit cards to help clients purchase products in a more practical and safe way. Although the number of those who use credit cards online is increasing, many customers are still afraid of fraud issues.
Shopping online is easy, but in the same time risky because many hackers now have methods that allow them to steal credit card information from web sites. There was actually a TV reporter who was able to have full access to 1500 customer records just by fallowing a tip he found on the internet
Many Internet companies take full responsibility for these types of security problems and repay their clients with the money they lost, but there is also the issue of identity thieves who use the information they steal to successfully buy goods from the internet. This means that a potential client will find on his billing list, products he never asked for.